Last Updated: January 2025
Welcome to Patrice Motsepe Financial Academy. These Terms and Conditions ("Terms") govern your access to and use of our website southafricainfocus.com and all related services, educational packages, and materials (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use our Services.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our Services following any changes indicates your acceptance of the modified Terms.
Legal Entity: Patrice Motsepe Financial Academy
Registration Number: 46661307
Address: 587 Emmanuel Viaduct Apt. 311, East Tumelo, LP 2443, South Africa
Contact: +67008516843 | [email protected]
You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
To access certain features and purchase courses, you may need to create an account. You agree to:
We reserve the right to suspend or terminate your account at any time, with or without notice, if we believe you have violated these Terms or engaged in fraudulent, illegal, or harmful conduct.
We offer various financial education packages, including:
Each package includes specific materials, resources, and support as described on our website. We reserve the right to modify course content, pricing, and offerings at any time without prior notice.
Upon successful purchase and payment, you will receive access to your enrolled course materials for the duration specified in your package description. Access periods vary by package and are clearly stated at the time of purchase.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use course materials solely for your personal educational purposes. You may not:
All prices are stated in US Dollars (USD) and are subject to change without notice. The price you pay is the price displayed at the time of purchase completion. Prices may vary based on promotions, discounts, or special offers.
We accept various payment methods including credit cards, debit cards, and other electronic payment methods as indicated during checkout. Payment processing is handled securely through third-party payment processors.
By providing payment information, you represent and warrant that:
If payment fails or is declined, we reserve the right to suspend your access to Services until payment is successfully processed. You remain responsible for any uncollected amounts.
You are responsible for all applicable taxes, duties, and governmental charges associated with your purchase, except for taxes based on our net income.
All content, materials, features, and functionality available through our Services, including but not limited to text, graphics, logos, images, videos, audio, software, and course materials, are owned by Patrice Motsepe Financial Academy or our licensors and are protected by international copyright, trademark, patent, and other intellectual property laws.
"Patrice Motsepe Financial Academy," our logo, and other marks are trademarks of our company. You may not use these trademarks without our prior written consent.
If you submit content to our Services (such as forum posts, comments, or feedback), you grant us a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, adapt, publish, and distribute such content for our business purposes.
Our courses provide general educational information about financial concepts, investment strategies, and wealth-building techniques. This information is not tailored to your specific financial situation, goals, or risk tolerance. You should:
We make no guarantees, representations, or warranties regarding:
Past performance and success stories do not guarantee future results. Individual results may vary based on numerous factors including effort, market conditions, economic circumstances, and personal situations.
All investments involve risk, including the potential loss of principal. Market values fluctuate, and investment strategies may not perform as expected. You acknowledge and accept all risks associated with implementing any strategies or information learned through our courses.
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
Our total liability to you for any claims arising from or related to these Terms or the Services shall not exceed the amount you paid us in the twelve (12) months preceding the claim.
We do not guarantee that our Services will be uninterrupted, error-free, or completely secure. We are not liable for any service disruptions, technical issues, or loss of access to materials.
You agree to indemnify, defend, and hold harmless Patrice Motsepe Financial Academy, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
You agree not to:
Our refund policy is detailed in a separate Refund Policy document. By purchasing our Services, you agree to the terms of our Refund Policy as incorporated into these Terms by reference. Please review the Refund Policy carefully before making a purchase.
You may terminate your account at any time by contacting us. Upon termination, you will lose access to all course materials and any unused portion of your subscription. No refunds will be provided except as specified in our Refund Policy.
We reserve the right to suspend or terminate your access to Services immediately, without prior notice, if:
Upon termination, your right to access and use Services immediately ceases. Provisions of these Terms that by their nature should survive termination shall survive, including intellectual property rights, disclaimers, limitations of liability, and dispute resolution provisions.
These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa, without regard to its conflict of law provisions.
In the event of any dispute, controversy, or claim arising from or relating to these Terms or your use of Services, the parties agree to first attempt to resolve the matter through good faith negotiations.
If negotiations fail, you agree that any legal action shall be brought exclusively in the courts located in Limpopo Province, South Africa, and you consent to the personal jurisdiction of such courts.
To the extent permitted by law, you agree that any dispute will be resolved on an individual basis and not as a class action, consolidated action, or representative action.
These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Patrice Motsepe Financial Academy regarding the Services and supersede all prior agreements and understandings.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.
We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, riots, governmental actions, or technical failures.
Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between you and us.
These Terms are provided in English. Any translations are for convenience only, and the English version shall prevail in case of discrepancies.
For questions about these Terms or our Services, please contact us:
Patrice Motsepe Financial Academy
587 Emmanuel Viaduct Apt. 311
East Tumelo, LP 2443
South Africa
Phone: +67008516843
Email: [email protected]
Registration Number: 46661307
Acknowledgment: By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these Terms, you must immediately discontinue use of our Services.